You are correct that if you are referred to us by an existing customer, we issue a $50 Coles Myer Voucher to yourself and your friend if you quote their Customer Number to the sales consultant who sets up your account with us. However the product you refer to (12% Pay on time discount – POTD - with $100 credit towards first bill) is only for NSW and is no longer a current promotion. For South Australia, we offer a 10% POTD on a 2 year agreement with early termination fees of $95 in the first year or $45 in the second year.